Lafayette Title at a Glance

IN BUSINESS SINCE 1987, OUR COMPANY HANDLES ALL ASPECTS OF REAL ESTATE CONVEYANCE INCLUDING TITLE INSURANCE, TITLE SEARCH, SETTLEMENTS AND MORE. OUR INNOVATION AND EXPERIENCE DELIVERS QUICK, ACCURATE AND SECURE TITLE SERVICES FOR EVERY REAL ESTATE TRANSACTION.
 
OUR EXPERIENCE IS YOUR KEY TO SUCCESS

ATTORNEYS

Going beyond title insurance Let Lafayette Title develop a title and closing services plan tailored just for you. 
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REALTORS

Your clients are important to you We understand that our performance is a direct reflection on you. 
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LENDERS

Vetted. Compliant. Secure. In today's regulatory environment, we realize the importance of data safety and risk compliance. 
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Featured Title Service

TIDELANDS CLAIMS

For decades Lafayette's Title Examiners have reviewed hundreds of Tidelands issues. Further, we are authorized by the State of New Jersey to teach both an attorney and real estate CE (continuing education) course on the subject of Tidelands. With 17 of 21 counties in New Jersey subject to Tidelands claims, it is imperative to have a property being bought or sold in New Jersey checked for Tidelands issues, even if that property is not a waterfront property. Equally important is to work with a title insurance company experienced with Tidelands claims. If an issue is found, the Tidelands experts at Lafayette Title can work with you to provide options and solutions to move forward. 
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Latest News and Information

Lending
June 13, 2018

Federal Reserve Approves Second Interest Rate Hike This Year, Signals Two More Hikes Likely

The Federal Reserve raised interest rates by a quarter of a percentage point today, June 13, 2018 and signaled it might raise rates two more times this year. Fed Chairman Jerome Powell said the US economy is in “great shape” and that “most people who want to find jobs are finding them.”

In a press release, the Federal Reserve stated that "in view of realized and expected labor market conditions and inflation, the Committee decided to raise the target range for the federal funds rate to 1-3/4 to 2 percent. The stance of monetary policy remains accommodative, thereby supporting strong labor market conditions and a sustained return to 2 percent inflation."

Real Estate
June 12, 2018

Confidence in Housing at New Record

Confidence in housing is at a new record, with the Fannie Mae Home Purchase Sentiment Index® (HPSI) outdoing its past peak. The boost was ignited by optimism from sellers, who are benefitting from increasing prices. At 92.3, the Index rose 0.6 percentage points month-over-month and 6.1 points year-over-year. 

"The HPSI edged up to another survey high in May, bolstered in part by a fresh record high in the net share of consumers who say it's a good time to sell a home," says Doug Duncan, chief economist and senior vice president at Fannie Mae. "However, the perception of high home prices that underlies this optimism cuts both ways, boosting not only the good-time-to-sell sentiment but also the view that it's a bad time to buy, and presenting a potential dilemma for repeat buyers."

Lending
May 31, 2018

Regulatory Relief Bill Passes Congress — Is Mortgage Lending Freedom Ahead?

Change is coming to the mortgage industry in the form of lessened restrictions for many community banks, along with greater consumer protections. The Economic Growth, Regulatory Relief and Consumer Protection Act—a bill rolls back many Dodd-Frank Wall Street Reform and Consumer Protection Act regulations imposed in 2008 following the financial crisis—has been signed into law. Just two months after it passed the Senate in a 67-31 vote on March 14, it was voted in by the House on May 22 (248-159), and signed by President Trump on May 24, 2018.

"I applaud my former colleagues in Congress for coming together to pass the most significant financial reform legislation in recent history," said Mick Mulvaney, acting director of the Consumer Financial Protection Bureau (CFPB), in a statement on Thursday. The CFPB has been the Dodd-Frank enforcer since the agency was established in 2011.

Real Estate
May 21, 2018

Upstream Officially Rolls Out

Three years after it was announced to the industry, Upstream has launched, first as a direct input in the Regional Multiple Listing Service (RMLS) in Portland, Ore., and as a broker direct feed for the Arizona Regional Multiple Listing Service (ARMLS) in Phoenix, and Dallas' North Texas Real Estate Information Systems (NTREIS). The Ann Arbor Area Board of REALTORS® in Michigan, the Austin Board of REALTORS® (ABOR) in Texas, the California Regional Multiple Listing Service (CRMLS), NorthstarMLS in Minnesota, Realcomp in Michigan, and West Penn Multi-List in Pennsylvania are all expected to follow.

With the ball now rolling, Upstream anticipates it will add to five to six markets per month—prioritized by broker/MLS participation and market size—and reach 250,000 agents by the end of 2018.

Real Estate
May 14, 2018

Selling a Luxury Home? Forget Staging, 'White Box' Instead

In high-end luxury markets like New York City and Los Angeles, turns out less is often more. Instead of maximizing luxe features like state-of-the-art kitchens and top-dollar fixtures and moldings, sellers are stripping their pads down to bare bones and commanding a higher sales price in the process.

According to a recent article on CNBC.com, the trend is called "white boxing," and it's all the rage among the ultra-affluent who often buy a luxury property only to gut it and redo it in the style that suits their unique design taste and lifestyle. For luxury buyers — who place high value on personalizing a home and making it their own — it's much more appealing to buy a space that's already stripped, as it saves them the time and expense of doing so on their own.

Real Estate
May 11, 2018

Gmail Revamp: What It Could Mean for Real Estate Industry Professionals

Email is an essential part of conducting business, and especially within the real estate community. From communications with clients to conversations with vendors, email is the fastest way to share information — but it is not always as secure as it should be.

Google is tackling this vulnerability with a web redesign, which looks to solve other workflow challenges, as well. The redesign was rolled out to the first batch of Gmail users on April 26 — they can choose to opt in or out of the new interface for the time being. Google plans to eventually release the new version to all 1.4 billion users.

So, what do these changes mean for the industry?

 
Why choose Lafayette Title?
Transfers of title can be complex. But the process for home buyers and sellers should feel seamless and simple. This is where Lafayette Title excels. Our seasoned staff doesn't just identify problems, we assist attorneys and real estate agents in actually solving them, ultimately delivering a better closing experience. That is our key difference.
 
 
 

TESTIMONIALS WHAT OUR CLIENTS SAY ABOUT OUR SERVICES

"We have been using Lafayette's closing services for over 5 years and it's been amazing! We started when I became pregnant and my office couldn't handle the workload, and two kids later we are still using Lafayette for all of our closings. Wouldn't think about doing our closings any other way!"Real Estate Paralegal
 
"This is the best title company that my law firm has worked with, and Patty in their closing department is the greatest. She is the most efficient, attentive and accommodating processor. Would recommend her and Lafayette to any other real estate office."
Real Estate Paralegal
 
 
"Lafayette professionally handled all of my closing paperwork without a glitch. As a first time homebuyer, I felt very secure with my transaction. Even six months later when I had a question, they were there for me."
Homebuyer
 
"Lafayette General Title Agency is chock full of diligent, hard-working people who actually care about exceeding your business expectations. Lafayette General is among the elite in the title and customer care industries, and it is a great pleasure working with the company."
Attorney