Lafayette Title at a Glance

IN BUSINESS SINCE 1987, OUR COMPANY HANDLES ALL ASPECTS OF REAL ESTATE CONVEYANCE INCLUDING TITLE INSURANCE, TITLE SEARCH, SETTLEMENTS AND MORE. OUR INNOVATION AND EXPERIENCE DELIVERS QUICK, ACCURATE AND SECURE TITLE SERVICES FOR EVERY REAL ESTATE TRANSACTION.
 
OUR EXPERIENCE IS YOUR KEY TO SUCCESS

ATTORNEYS

Going beyond title insurance Let Lafayette Title develop a title and closing services plan tailored just for you. 
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REALTORS

Your clients are important to you We understand that our performance is a direct reflection on you. 
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LENDERS

Vetted. Compliant. Secure. In today's regulatory environment, we realize the importance of data safety and risk compliance. 
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Featured Title Service

TIDELANDS CLAIMS

For decades Lafayette's Title Examiners have reviewed hundreds of Tidelands issues. Further, we are authorized by the State of New Jersey to teach both an attorney and real estate CE (continuing education) course on the subject of Tidelands. With 17 of 21 counties in New Jersey subject to Tidelands claims, it is imperative to have a property being bought or sold in New Jersey checked for Tidelands issues, even if that property is not a waterfront property. Equally important is to work with a title insurance company experienced with Tidelands claims. If an issue is found, the Tidelands experts at Lafayette Title can work with you to provide options and solutions to move forward. 
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Latest News and Information

Real Estate
July 11, 2018

The New Jersey Budget Deal, Bill No. 1753 and Real Estate

When New Jersey Governor Phil Murphy and Democrat Senate President Steve Sweeney recently reached an agreement on a budget deal, it was welcome news to many as it avoided another government shutdown. Governor Murphy signed the $37.4 billion bill into law on July 2, 2018.

Much of the negotiations centered on how much to raise taxes. Murphy wanted a tax on income over $1 million but lawmakers felt this would cause millionaires to flee the State. In the end Murphy agreed to an increase in taxes on income over $5 million at 10.75 percent. The other compromise was to raise the tax on businesses making more than $1 million by an average of 2 percent over four years, with the increase expiring after four years. The sales tax also remains unchanged.

So what do we know about how aspects of the deal will affect matters relating to New Jersey real estate?

Real Estate
July 2, 2018

Social Skills: Marketing Listings With #TransformationTuesday

Everyone loves to see a good before and after shot. Regardless of whether it's a personal weight loss journey or a newly painted piece of furniture, it's all about the dramatic reveal and being able to see change happen right before your very eyes.

So, why hasn't the real estate industry jumped on the #transformationtuesday bandwagon? It's the perfect opportunity for agents to showcase their real-life or virtual staging skills. On Instagram alone, the hashtag has appeared in 12.5 million posts. The best part? This specific hashtag makes the rounds on all major social media platforms. Agents can market their listing transformations on Instagram, Facebook, Pinterest, Twitter and more.

Real Estate
June 30, 2018

NAR Applauds Rule Making Realtors® Eligible to Participate in Association Health Plans

The U.S Department of Labor has finalized its rule to expand the definition of “employer” to include “working owners,” allowing real estate professionals and other self-employed individuals to participate in association health plans. The ruling also makes AHPs available to independent contractors who are offered coverage through a spouse, the current source of coverage for roughly 40 percent of Realtors®.

Real Estate
June 28, 2018

Top Price-Boosting Summer Fun Home Features

BBQs, pools, fire pits and other features are often associated with double-digit price premiums

With summer heating up, Realtor.com® identified some of the hottest summer-related keywords currently being used in home listings to entice buyers and boost prices.

Whether it’s being able to enjoy a weekend barbecue, splash at a pool party or roast marshmallows in a backyard fire pit, Realtor.com® data shows that that homes with amenities geared toward summer activities appeal to buyers and often have significantly higher prices per square foot than similar homes that lack those features.

Frequently, those features are associated with double-digit home-price premiums when compared to other listings by square footage in each respective state.

Legal
June 20, 2018

NJ Supreme Court Rules on Time of Application (TOA) Case

SYLLABUS

Dunbar Homes, Inc. v. Zoning Board of Adjustment of Franklin Township
(A-89-16) (079076)

Argued April 9, 2018 -- Decided June 20, 2018

SOLOMON, J., writing for the Court.

N.J.S.A. 40:55D-10.5, a section of the Municipal Land Use Law (MLUL), N.J.S.A. 40:55D-1 to -136, provides that “development regulations which are in effect on the date of submission of an application for development shall govern the review of that application for development.” That rule is known as the Time of Application Rule (TOA Rule), and this appeal turns on whether an incomplete application triggers the TOA Rule’s protections.

Real Estate
June 19, 2018

REALTOR Survey Details Current Market Conditions

A recent Realtors Confidence Index Survey released by the National Association of Realtors gathered information from REALTORS about local real estate market conditions, characteristics of buyers and sellers, and issues affecting homeownership and real estate transactions. The online survey was completed by 4,555 REALTORS from May 1-9, 2018.

Some of the highlights of the report showed that when a closing is delayed, the causes were obtaining financing (30 percent), home inspection / environmental (19 percent), appraisals (18 percent) and title issues (11 percent). Properties were typically on the market for 26 days (down from 29 days a year ago) and cash sales made up 21 percent of all sales (unchanged from 2017).

The average number of listings per agent was 3.2 and the average number of clients taken on a home tour by an agent was 5.1. When it comes to the age of buyers, 47 percent were age 35-55, 31 percent were age 34 and under, and 22 percent were age 56 and older.

 
Why choose Lafayette Title?
Transfers of title can be complex. But the process for home buyers and sellers should feel seamless and simple. This is where Lafayette Title excels. Our seasoned staff doesn't just identify problems, we assist attorneys and real estate agents in actually solving them, ultimately delivering a better closing experience. That is our key difference.
 
 
 

TESTIMONIALS WHAT OUR CLIENTS SAY ABOUT OUR SERVICES

"We have been using Lafayette's closing services for over 5 years and it's been amazing! We started when I became pregnant and my office couldn't handle the workload, and two kids later we are still using Lafayette for all of our closings. Wouldn't think about doing our closings any other way!"Real Estate Paralegal
 
"This is the best title company that my law firm has worked with, and Patty in their closing department is the greatest. She is the most efficient, attentive and accommodating processor. Would recommend her and Lafayette to any other real estate office."
Real Estate Paralegal
 
 
"Lafayette professionally handled all of my closing paperwork without a glitch. As a first time homebuyer, I felt very secure with my transaction. Even six months later when I had a question, they were there for me."
Homebuyer
 
"Lafayette General Title Agency is chock full of diligent, hard-working people who actually care about exceeding your business expectations. Lafayette General is among the elite in the title and customer care industries, and it is a great pleasure working with the company."
Attorney